Dear Savvy Investor,
When you tell somebody that you were able to retire from your job as a cog in the machine at the tender age of 34, the first thing they want to know is: “How did you do it?”
And my answer is always the same.
“Surprisingly, it didn’t require a lot of risky investments. Instead, I invested in the one vehicle that could provide me with a steady income as it reliably built into windfall profit gains.”
Sound too good to be true?
| |
|
About Neil George, Jr.
In his first career as an international bond trader and investment banker, Neil George worked bond desks in London, Vienna, and the U.S.A. At one point, he held more New Zealand paper than anyone on the planet. He also worked in the Far East as chief economist for a mutual fund company, and was a rainmaker for a West Coast brokerage firm.
As a chief economist, Neil helped Mark Twain Bank in St. Louis become the most innovative bank in America when he traded international bonds—and pioneered bringing overseas investments to American investors. He also served as chief economist to institutions like Mercantile Bank, Investec, and Guinness Flight, a British money management firm.
Neil generated so much profit in bonds that he made himself and his clients rich—and retired a multi-millionaire when he was only 34 years old. But retirement bored Neil, and he soon embarked on his second career as a financial editor while also remaining active as a private investor—where, not surprisingly, he invests most of his own portfolio in bonds and other debt instruments.
“During my career, I became increasingly jaded by the practices inside the ‘hallowed’ halls of the investment community, as I started to realize how rigged the investment game was against individual investors, “ says Neil. “I was tired of making fortunes for my institutional clients—and I wanted to help the individual investor safely and reliably earn above-average market returns.”
Today, as editor of Personal Finance and Inner Circle, he’s done just that, helping his subscribers to market beating returns—with picks like these:
- Softbank, up 2,000%.
- Banterra Energy Income Trust,
up 140%.
- Brazil Fund, up 171%.
- Korea Fund, up 78%.
- Pacific Century, up 500%.
- Central Euro Equity, up 123%.
- Avenue Group, up 77%.
Neil’s views are regularly featured in The New York Times, International Herald Tribune, The Wall Street Journal, Business Week, and Barron’s. He hosts two radio programs; appears as a guest analyst for CNN, CNBC, and Bloomberg; and is a frequent lecturer at international conferences.
For 15 consecutive years, Neil George has kept well above the Dow. In the post-bubble bust of 2000–2002, he earned 20.8% average annual returns. During that same period, the S&P 500’s average annual return was –14.8%...and investors who didn’t follow Neil’s advice gave back more than $8 trillion in wealth to the market.
Moreover, the world’s wealthiest people trust Neil with their fortunes. He serves on the boards of a number of philanthropic foundations, including his own scholarship fund. He is exceptionally hard-nosed, but also a fast thinker with a machine-gun delivery.
But it’s not the stock market in which Neil George created his legacy-size wealth for his family and clients.
It’s in the alternative financial markets...bonds, bond funds, and preferred stocks—because it’s here, and not in the stock market, that America’s multi-millionaires and billionaires multiply their money at rates many times greater than the market averages.
And now, Neil George can help level the playing field—and help you to make piles of profits in corporate and foreign bonds just like his former employers and other ultra-wealthy institutional and individual investors do!
|
|
Look. I believe in income. I believe in it so strongly that I put most of my own money—and my past clients’ money—into investments that pay out dividends up to 17%.
Any investor worth his salt knows that there’s no reason to have your money rotting in a stock market that can’t pay you diddly...when you could be earning a steady stream of double-digit dividends.
The ultra-wealthy certainly don’t waste their money’s time by having it locked away in a mutual fund with a monthly payout of jack. They want cash now. They want to get paid!
But when it comes to getting paid, dividends are just the appetizer. They hold us over as we wait for the main course.
For me, the meat and potatoes of investing is in letting our money simmer in a pot that will explode into a HUGE windfall.
I’m not talking about some complex scheme or tricky formula. I’m talking about simply knowing how to properly invest in the most misunderstood tool that the market has to offer: bonds.
I know I lost some people with that word. Bonds have a stigma. They’re not for everybody. But that’s alright because neither is the information I’m sharing with you today.
For those of you still listening, let me tell you something:
Bonds, chosen carefully, can deliver 6-1 returns in addition to 17% yields. For somebody with my experience, bonds can even rival the growth juggernaut of the 1990’s internet boom without the meltdown that followed.
Bonds are how I turned wealthy individuals into “ultra-wealthy” individuals. My A-list of clients included Hollywood stars, pro athletes, and of course the banks where the rest of us kept our money—as you can imagine, none of them would settle for mediocre returns.
I also made a few investments of my own in the bond market. And those investments allowed me to “retire” at the age of 34...
But I’m not done yet.
I’m driven to educate the independent investor to learn how my institutional clients amassed fortunes that in some cases equaled the GDP of a small country. I want to show a small band of opportunistic individuals how to follow in my footsteps and make enough money to live comfortably for the rest of their lives.
So take a seat and find out how you can have your cake and eat it too by getting steady dividends without losing out on tremendous growth.
Getting Paid While the Rest of the Market Does Squat
Let me give you a little insight into the type of growth that bonds—a supposed “income only” investment—can provide you.
In March 2001, the U.S. was still reeling from the stock market meltdown of April 2000. The bear market stretched in every direction...The investing herd had gotten lost on a dangerous expedition—stranded amid barren tundra.
The S&P 500 wound up losing 10.5% that year.
In 2002, it did even worse, plummeting another 23.8%. The total loss for that 2-year period: 34.3%...In other words, if you’d left your money in the broad U.S. market, over a third of your portfolio would have gone up in smoke.
That was enough to make many investors simply want to throw in the towel and call it quits. For many, it didn’t seem like there was any way to grow their incomes over the coming years.
But for those of us who knew where to look, there were plenty of opportunities.
Outside the US, other economies were flourishing. But the average investor (and even the average analyst) had no idea where to begin searching for a panacea to the bear market’s plague.
As it writhed in the agony of its own short-sightedness, Wall Street was missing out on some major profit opportunities.
Take Iceland for instance. Most analysts thought of Iceland only as an inconvenient stop-off on the way to Europe when they flew Icelandic Air.
But what I saw was that Iceland’s government was ramping up for economic reform.
They were implementing ambitious programs for deficit reduction, tax reform, and freeing up the flow of capital and currency. They were actively welcoming foreign investment and boasting a strong central bank with a focus on containing inflation.
Plus, Iceland was starting a major push toward joining the European Union—which would ultimately lead to the Krona, Iceland’s currency, becoming a part of the Euro.
But few know how to play this type of information. They’re stuck looking at individual company’s fundamentals. Few analysts out there would think of how to translate these facts into a steady stream of market-beating returns.
But with my experience, I understood exactly what to do.
In September 2001, I told my clients to buy bonds in Iceland. Most investors wouldn’t consider that a very exciting investment.
But this particular purchase becomes a little more enticing, when I add this: So far, we’re up a whopping 81.4%!
Now, that’s what I call getting paid when the rest of the market does squat...and it’s all growth. Not bad for an “income” investment.
Why the Big Money Doesn’t Flow into Stocks
At this point in time, most people start wondering, “If bonds are such a win-win investment, providing guaranteed income as they grow, then why doesn’t everybody invest in them?”
The answer is simple. 99 out of 100 brokers have absolutely no experience with the bond market.
Truth is, they don’t even know of the profits stored up in bonds. Just like everybody else, they’ve been seduced by Wall Street’s tales of stock market riches, and so they’ve never taken the time to consider the capabilities of bonds.
It’s not that your average stock broker has been trying to pull one over on you by never recommending bonds before. Like most people drowning in Wall Street’s drivel, he simply considers bonds to be good for one thing: safe, secure income.
And they are.
As a bondholder, you’re guaranteed a steady income until the date of maturity, and you’re the first in line to be paid out if a company goes bankrupt. That sort of security should form the basis for anything that we choose to put our hard-earned money into.
But let me tell you something: when you start dealing with the real money movers in this world, you realize awfully quickly that they aren’t willing to waste their time waiting for the next internet boom.
And why should they be? Bonds provide huge income and HUGE growth (like in the Iceland example above) when carefully selected by somebody with experience in the sector. Which I have...in abundance.
As a former banker, I’m conservative by nature. But I know when a bond’s value is poised to skyrocket in price. After years of watching it happen, it’s become a simple exercise in fundamentals. It’s really no different from the type of expertise it takes to find a worthy stock.
The difference is that while you’re waiting for the payout, you’re earning money. And that’s what I do with my cash. In fact, it’s what separates the ultra-wealthy from the average Joe.
Believe me. I’ve been there. I’ve seen it.
And now, I’ll show you. A Banker’s Secret
My name is Neil George. Some of you may know me from reading my e-zine Pay Me Weekly or my articles in Personal Finance.
What you may not know is that throughout most of the 1980s and 1990s, I worked as a chief economist for several large banks and money management firms. I handled portfolios worth hundreds of millions of dollars, and I increased those portfolios by additional hundreds of millions.
That’s what’s expected of you when you count the rosters of the ultra-wealthy as your clients. And I delivered. I had to. It was my livelihood.
As a cog in the machine, I saw how the institutional players handled their money. And I quickly realized that the majority of the banks weren’t eating their own cooking.
The truth is that there are two ways to invest: the ways of the ultra-wealthy and what’s expected of the rest of us.
After I made enough money to retire from the banking business and start my dream job as editor of Personal Finance, I decided to dedicate myself to educating the individual investor about how Wall Street’s mavens make their money.
So here it goes:
When my employers, clients, and I looked for deals that could make us substantial wealth, we didn’t turn to the stock market.
We knew that the chances of finding a stock that met our criteria for a worthwhile investment were slim to none. When you’re used to dining on filet mignon, it’s tough to switch back to flank steak.
Our criteria required that every investment perform two functions: pay us substantial monthly dividends—letting our money work for us, and have the prospect of delivering a huge gain within an acceptable period of time.
The most reliable source to fulfill these two requirements were corporate and government bonds.
For instance, from 1991 through 1994, I was the only financier in the United States willing to do business with South Africa.
I was a principal market maker in the South African bond market—primarily for the quasi-government utilities including ESKOM, the country’s major power provider.
Apartheid policies were coming to an end, which meant other market makers and investors would soon start investing in South Africa—creating huge profits in South Africa’s bond and currency markets.
We bought and held intermediate notes with whopping 17% yields. When we sold them for a bundle, new bond issues were yielding just 10% to 12%. This gave us a pile of big interest coupon payments and huge capital gains as we dumped them.
My bond investors and I pulled in truckloads of cash, with major gains from both the bonds and in the range of around 140%.
The experience reinforced for me and my clients that one of the most lucrative ways to profit from foreign bonds is by targeting nations that are emerging from troubled times.
I still hold fast to this principle today.
For me, the key is to find countries that are in the early stages of market-friendly reforms, so you can grab the high yield and ride the bond up in price.
That’s why the banks paid me.
Now, I’m on a mission with my new service, The Yield Letter. With a no-risk trial subscription to my newest, e-newsletter, you can get my select corporate and international bond recommendations...just like my ultra-wealthy clients did when I was their highly paid, personal investment banker.
To activate your 90-day risk-free trial to The Yield Letter, and get up to 7 FREE special reports with my current bond recommendations, just click below now:
Getting Paid New Zealand Style
Let me tell you what happened when I became “the man who owned New Zealand”.
In the 1980s, New Zealand had fallen into a period of poor fiscal and monetary management—and foreign exchange traders sent the New Zealand dollar to the depth of 40 cents.
In response to the crisis, New Zealand restructured its government in numerous ways, making each minister personally responsible for specific objectives.
The governor of the bank of New Zealand, for example, had to keep inflation under 2%...or face a breach of contract.
When I saw, in the late 1980s, that these reforms were working according to plan, I determined that all the fundamentals were in place for a dramatic recovery. I began buying New Zealand government bonds for my bank...a lot of New Zealand government bonds.
Our position grew to several hundred million dollars. At one point, I was the single largest holder of debt in that country.
In fact, whenever the ambassador from New Zealand traveled to the U.S., he would stop by to have lunch with me...that’s how big our investment was. Talk about feeling like royalty!
We held the New Zealand bonds throughout most of the 90’s as its currency doubled against the U.S. dollar.
Eventually, bond traders saw the monetary discipline driving inflation lower as well as the fiscal discipline resulting in improving credit conditions. Ultimately, yields were driven down and bond prices soared.
It was time for us to really get paid...
When we finally sold our position in 1997, I had created over a billion dollars in new wealth for my bank and its customers. Owning a nation certainly has its perks.
But of course New Zealand, South Africa, and Iceland aren’t the only countries I’ve owned a substantial amount of debt in.
Even more recently, during the Asian economic crisis, Korea was under the gun...and its tribulations resulted in a profits windfall.
As one of the wealthiest nations in Asia, Korea was pressured to reform as many of its neighbors—including Thailand, Indonesia, and Malaysia—were facing economic reckonings.
In 1998, the world was holding its breath as several Asian and European countries were heading into crisis, making the Korean bond market a tough place. Then, when Russia defaulted on its bonds, traders dumped Korean bonds in sympathy, driving yields into the high double digits.
I saw an opportunity.
All of this had happened despite Korea’s substantial reserves. In addition, Korea had maintained trade and financial surpluses with the rest of the world, and had only two outstanding bonds, both of which they could have easily made good on. I put many of my clients into Korean bonds, and we’re getting paid with a gain of 168%!
Applying a Banker’s Knowledge—for 1/1000th of What My Clients Paid
Analyzing the fundamentals for purchasing national debts is what I did for a living. It’s how I earned a stellar reputation among my clients and employers, and it’s how I was able to make enough money to virtually retire at the age of 34.
You could say that at this point in my life, after 20 years of tracking these conditions, my ability to spot a coming economic turnaround has become almost instinctual.
I spend all morning reading the papers (up to 5 a day), tracking the actions of countries and companies, determining which down-in-the-doldrums economies have the right fundamentals for a profit bonanza...It’s not work; it’s what I do for fun.
And when I see the conditions I’m looking for, I pounce. I get paid high-flying dividends as I wait for the rest of the investing world to catch up with me and pay me big bucks for the debt I purchased at a bargain. For me, it’s a win-win situation.
And I want it to be that way for you, too. After all, that was my goal when I retired from banking 6 years ago: to give the individual investor access to the same opportunities that the institutional players have.
Listen. There’s a place for 6%–7% dividends. Every healthy portfolio needs to be
diversified into some safe income producing vehicles, and I recommend those types of bonds to my Personal Finance subscribers. After all, that newsletter is all about building a healthy portfolio.
But I want to invite a select few investors to structure their portfolios like my ultra-wealthy clients did back in my banking days. I want to give a small group of hungry individuals a chance to really take advantage of my unique skill set.
With me in your corner, you can reap the types of returns that my bond portfolio generated in 2005. That would mean an average return of 25%...outperforming the S&P by more than 6 to 1.
And among these winners were the following big payouts:
- 168% gains on Korean bonds
- 81% gains on Iceland zero coupon bonds
- 130% gains on Matthew As Growth
- 75.6% gains on the PIMCO Strategic Global Government Fund
- 118% gains on MBG
- 98% gains on First Banks Preferred
- 123% gains on Central Euro Equity
- 86% gains on RCM Strategic Government Fund
- 171% gains on Brazil Fund
- 49% gains on Corp H Yield
- 64% gains on Brazil bonds
- 87% gains on Dres. Global Strategic Income
But some people wonder if these types of returns are sustainable. They worry about investing in bonds because they feel that prices are too tied to what the government has to say about arbitrary monetary values. But in the right circumstances, in the right regions, there are always huge profits waiting for investors. And I know how to find them.
Conventional wisdom—and that’s just what it is, “conventional”, lacking originality—
states that when interest rates go up, bond prices go down...that theory just proves how little the herd knows about bonds.
Since 1998, the bonds my subscribers have held consistently withstood what happened to interest rates, the supposed “determiner” of bond prices.

From November 1998 to May 2000, while short-term interest rates climbed from 4.75% to 6.5%, my bonds bucked the “conventional wisdom”. We made an 8.49% gain on our Korean bonds...and a 61.8% gain on Matthews Asian Growth.
And from May 2000 to July 2004, as interest rates plunged from 6.5% to a record low of 1%, we did even better—earning a 21% gain in First Banks Preferred...a 32% gain in Korean bonds...52% gain in RCM...79% gain in Matthews Asian Growth...and a whopping 89.4% gain in SGL.
Then, interest rates began to head higher once again. From June 2004 to January 2006, short-term rates rose from 1.25% to 4.25%. Once again, my bonds bucked “conventional wisdom” and gained 39%...11.9%...24.6%...11.3%...and 9.2%.
As you can see, falling rates do make it easier to make money. But in rising interest rate environments, I just have to work a little harder to find the bonds and funds that will buck the trend.
The truth about interest rates: only an individual country’s, fund’s, or corporation’s fundamentals determine the direction of our investments.
7 Ways the Ultra-Rich Are about to Get Paid—
and You Can, Too!
Now you’ve seen the full banquet spread out on the table: the dividend appetizer, and the growth main course. You know that there’s a feast that Wall Street’s been hiding from you. And I’m extending you an invitation to the meal.
Join me by subscribing to The Yield Letter and get the same tools and strategies that I’ve used for years to grow my own portfolio.
There has never been a better time to join my The Yield Letter and peruse the 7 new opportunities that I’ve uncovered in bonds and other debt instruments. If I were still an investment banker, I’d be putting millions of dollars into these opportunities.
But fortunately, you don’t need millions of dollars to get in on these plays—some you can get into for as little as a thousand dollars!
Let me outline these 7 ways to get paid...and show you how you can get my current recommendations on what bonds and bond funds to own in each—absolutely FREE...
Way to Get Paid #1: The Dragon’s Tail: Profiting at the Asian Rim
China is grabbing all the headlines today. But everyone already knows about China’s booming economy, so there are few bargains to be had. More opportunity can be found in Asian markets poised for economic recovery but less known to the investment community. A case in point: Indonesia.
Indonesia’s history of troubles dates back before the December 2004 tsunami. So you might think that Indonesia would be one of the last places to invest your hard-earned capital. But you’d be wrong.
Why such optimism while the rest of the world mourns? Because the rest of Indonesia’s story provides confidence that it will soon be regrouping to overcome the challenges and put the country back on the path of prosperity.
The country has benefited from billions of dollars in assistance, even before the tsunami tragedy. The Indonesian desire for improving the local economy culminated in the recent electoral victory of Susilo Bambang Yudhoyono.
President Yudhoyono is well equipped with the best global education, giving him the tools to lead his country and deal with the power brokers of the rest of the world. While leadership isn’t everything, it is important if Indonesia’s economy is to be better integrated in the world system.
Another crucial part to the recovery equation is Indonesia’s rock-solid infrastructure and vast resources. Although much of the coastal infrastructure was damaged in the tsunami, the country’s other areas remain intact and vibrant. Furthermore, with the money that’s come from around the world, Indonesia can plan and build the ports, roads, airports and other things that a growing economy requires.
In terms of resources, Indonesia is supremely situated. The country is one of the few Organization of Petroleum Exporting Countries (OPEC) members with vast, untapped, and underdeveloped oil and gas fields. Even before the tsunami, Yudhoyono had begun to instill confidence in global investors and corporations, including ExxonMobil, to expand their investments.
With the leadership, infrastructure and resources needed to continue its recovery, Indonesia is set to experience one heck of a property boom period. And so can you through the proper investments.
If I were back at the Mark Twain Bank, I would already have established a sizeable position in Indonesia. And as a charter The Yield Letter member, you will invest there owning the same bonds I do.
When cash flow from oil and other internal assets move the economy up, it will raise Indonesia’s underlying credit picture. The rating agencies will raise Indonesia’s credit ratings—and more bond buyers will become willing to lend Indonesia money at cheaper interest rates.
This means the bonds we’re buying at basement-level prices today will be worth a pile more.
In me new special report, The Dragon’s Tail: Profiting at the Asian Rim, you get my full recommendations on investing in Indonesia—including the specific Indoneisian bonds you should add to your portfolio today. Click below now:
Way to Get Paid #2: Siphoning Money from the Housing Bubble… Even if It Deflates
With constant talk of an overvalued housing market and the real estate bubble bursting, you may rightly be nervous about buying investment properties right now.
But through my safe, conservative bonds and bond funds, you can still profit handsomely from real estate—without the risk or headache of direct property ownership.
The play for the housing market that I’m recommending to my readers today is one of the most watertight real estate picks out there.
This bond fund invests at least 80% of its assets in Government National Mortgage Association (GNMA or Ginnie Mae) certificates. The remainder is put into other U.S. government obligations.
It’s no wonder, but impressive and noteworthy nonetheless, that in its 24 years of existence, the fund has had only one down year. And that was a loss of less than one percent. With this type of success, it’s not surprising that it’s become one of the largest and most rewarding bond funds out there.
The fund has a duration of just 2.6 years, making it far less rate-sensitive. Duration is key: it affects how much the price of a security or mutual fund will rise or fall with changing interest rates. The short duration has paid off for the pick, and will continue to do so, especially in times where interest rates are uncertain or on the move.
And the money it makes—whether it’s through price appreciation or its 4.6% yield— won’t be lost on a high expense ratio: this fund boasts an ultra-low expense of 0.2%.
I urge you to read my new special report, Siphoning Money from the Housing Bubble...Even if It Deflates. I name the fund inside...and a copy is yours FREE when you accept my offer of a no-risk charter subscription to The Yield Letter. To download the report immediately, just click below now:
Way to Get Paid #3: The Best Recovery Opportunity in
Latin America
The key to making money by buying the bonds of foreign nations is to target countries that have been beaten down and are on the verge of economic recovery. And in Latin America, that country is Colombia.
For years, investors have been wary of Colombia because of its ongoing civil war. But continued moves toward peace, as well as a resolute (and paying) partner in the U.S., means that Colombia is destined for success.
By becoming a close partner with the U.S., Colombia has brought in billions of dollars in economic and military aid. With that kind of money coming in, it’s no wonder the country has been radically transformed.
That transformation is evidence that the government’s efforts to reduce excess spending, decrease public debt, lower the unemployment rate, and increase exporting are working.
Not only has the international community already helped—and then praised—Colombia’s reform efforts, but the country has a firm ally in those powerful and rich international organizations.
Colombia’s former ambassador to the United States, Luis Moreno, heads up the Inter-American Development Bank (IADB), part of the World Bank or International Bank for Reconstruction and Development (IBRD) network. Mr. Moreno’s new leadership role can only help Colombia—and will certainly provide the country with key assistance, should it falter.
Colombia’s success thus far, as well as the vocal and bountiful U.S. support it has received, has given the Colombian government a lot of credibility with its worldwide partners and financiers. That’s translated into an economic environment primed for profit.
Interest rates and bond yields have notched back a bit, providing huge savings for local businesses and governments. With the improved conditions, foreign investment has been strong and steady, making the country even more attractive to newer investors and domestic entrepreneurs.
With conditions like that, it’s only a matter of time before ratings agencies hop on board, bumping up the country’s ratings and bringing more bond buyers who will lend it more money at cheaper interest rates. That makes buying bonds now a bargain deal.
My full research recommendations on way to get paid in Colombia, along with the specific bond I want you to buy, are in my new special report, The Best Recovery Opportunity in Latin America. For your FREE copy, click below now:
And Two Years Gets You 4 More Ways to Get Paid!
The great news is that just for subscribing to The Yield Letter, you get these 3 priceless reports as a special gift for your charter membership. Every single one of these reports will start making you money immediately!
But that’s not all. For those of you who want two years of The Yield Letter at an introductory, charter price, I’ve just put the finishing touches on 4 more FREE reports outlining even more ways to get paid in the bond world.
These reports are only available to two-year charter members of The Yield Letter. So sign up for two years at our ultra-reduced rate and get a total of 7FREE reports that will show you how the ultra-rich are about to get paid.
Way to Get Paid #4: Tax-Free Money
Did you ever wonder what well-known wealthy individuals and brokers, like Bill Gross (the “Warren Buffett” of bonds), invest their money in?
You may think growth stocks or hedge funds. But the truth for many is municipal bond funds.
Gross owns more than 30 municipal bond funds. And this is one area I’m big on investing in. Why? They offer high yields, and many trade at deep discounts. But the big plus of owning municipal funds is: they’re tax-free.
Many yield-chasing investors haven’t been quick to invest in tax-free muni bonds lately – especially with taxes on common stock down to 15% and local and state governments drowning in red ink. But well-selected individual munis and bond funds are great places to park your spare cash, especially in times of uncertainty.
What some investors don’t realize is that yields are more competitive now than they’ve been for a while. A muni bond or fund yielding 4.5% produces roughly the same level of after-tax income as a corporate bond that’s yielding 6.3%...or a common stock that’s pushing out 5.5%.
As a The Yield Letter member, you’ll be buying munis that are trading at a discount to their net asset value (NAV). Should the fund trend into premium territory, you’re ripe for earning a big profit.
In my new special report, Tax-Free Money, you’ll get my top 5 picks for the best municipal bond funds to put your money into today...most selling at a nice discount to NAV.
One of my favorite munis trades at a hefty 14.5% discount to NAV, making it a great bargain for your portfolio. And if it moves to a 10% premium like I expect it to, we’ll be sitting on a 24% profit before we account for a dime of yield.
Dishing out a 6.6% yield, the fund boasts a steady record of solid returns, earning 8.6% annualized for the past five years.
On top of that, it has 81% of its portfolio boasting AAA credit ratings. So it carries little risk and a high degree of stability.
For details on this fund...and your FREE copy of Tax-Free Money...just click below now:
Way to Get Paid #5: Hybrid Investments: Low Risk Yields
There are more types of insane profit opportunities in the debt world than just bonds.
Recently, a new type of security on the American Stock Exchange (AMEX)—the Income Deposit Security—has been paying off big for those who hold them.
IDS issues are a combination of a common share and a bond. It’s like holding a common share and a bond at the same time...meaning you can rake in profits from the standard dividend that normally comes with a stock and the interest you earn from holding the bond.
When you own IDSes, you get more exposure to some very good companies that are a bit off the beaten path. And the yields are big: more than 10%. But the risks aren’t. Here’s why...
First, only mature and stable companies can become IDSes. You aren’t going to be banking on some fly-by-night startup to make your bucks.
That’s because a hefty and stable cash flow is necessary to become an IDS. After all, the company has to pay out those huge dividends.
A second degree of protection against risk is found in the fact that IDSes trade on the AMEX. As a result, they’re liquid...and you can exit the investment without problem if need be.
A third form of protection is found in the exact reason why I’m recommending IDSes to my readers today: they’re part bonds.
If the company completely bites the dust and you’re stuck with your IDS shares, you and other bondholders are first in line to get your money back.
While you don’t have to worry about any of our recommendations being hit like that, it’s nice to know that you’ll get something through the IDS system, as opposed to nothing with common stock shares.
Get your 4 recommendations with yields ranging from 11% to 14%!
In my new special report, Hybrid Investments: Low Risk Yields, I explain how IDSes work...click below now:
Way to Get Paid #6: The $1,000 Way to Win with Bonds
In The Yield Letter, I typically give you two ways to play most recommendations.
If you’re able to take a larger position, I give you an individual country or corporate bond that lets you profit from the trend we’re tracking—whether it’s the housing bubble or the new bull market in Asia.
But if you want to play it smaller and safer, I also give you a bond fund you can use to make money from the opportunity.
With bond funds, you can play in the same ballpark as the ultra-wealthy institutional and individual investors...even if you don’t have a fortune to invest.
In The $1,000 Way to Win with Bonds, I give you my investment recommendations on two terrific bond funds you can get into for as little as $1,000 each.
The more conservative of the two invests mostly in high-quality municipal securities, maturing on average between 6 and 12 years. It has scored steady returns since the hyperinflation of the 1970s, meaning its battle tested for both up and down markets.
The fund minimizes risk by holding 89.5% of assets in bonds ranked at least AA. And because its top 10 holdings are only 6.4% of the total portfolio, you’re protected against any blowups in the muni market.
Meanwhile, low duration protects it from quick changes in interest rates. All of which explains why its worst performance in the past decade was a loss of just 0.5% in 1999.
The fund manager has kept its expenses absurdly low at 0.14%. These ultra-low fund expenses enable the fund to consistently produce tax-exempt yields at little risk. An average AAA credit rating and low duration ensure that its performance will continue.
With these bond funds, you can get started making profits from The Yield Letter with an initial investment as little as $1,000. For your FREE report...and 90-day risk-free The Yield Letter trial membership...just click below now:
Way to Get Paid #7: The Smartest Way to Profit from
the Energy Boom
When looking for the best corporate bonds out there, I begin by identifying a broad economic trend. And the trend I have my eye on today is energy.
I don’t mean the volatile stuff like oil and gas that’s already run up. I’m talking about electricity produced by utilities—two of which I highlight in my new special report, The Smartest Way to Profit from the Energy Boom.
One of these companies is a solid Virginia-based electric utility with one of the country’s largest gas transmission and storage systems, a portfolio of unregulated power plants, and thriving oil and gas production.
As such, The company is more of a diversified energy powerhouse on track for robust growth than a slow-growing utility stereotype. That’s in large part because it distributes electricity to areas where economic and population growth are both happening.
Organic growth, which is a result of both of those factors, is a rarity for most electricity utilities, meaning the business is well positioned to outpace other utilities. It’s that continued growth and increasing investor recognition of the company’s strength that underscores my interest.
The company is also adjusting to reflect the changing times. As the tide changes in favor of nuclear power, this utility will increasingly benefit, as its nuclear arm—which produces low-cost power for sale into competitive markets—is already raking in cash flow and gives it the knowledge to make a more significant move in the future.
And although there’s always a downside risk, don’t forget that corporate bonds offer you better protection against a corporate meltdown than stocks. That’s because, as a bondholder, you get first crack at the company’s assets, while stockholders are often left holding the bag.
The Smartest Way to Profit from the Energy Boom will give you my complete recommendations on this and my other favorite utility bond. For your FREE copy, just click below now:
Learning How to Get Paid: A Banker’s Secret
To accompany your FREE reports, I’ve written a handbook that no bond investor should be without. Because I believe so strongly in the information contained in this handbook, it’s available as a quick response bonus to you whether you subscribe to The Yield Letter for one or two years.
This special report, A Banker’s Secret, is exclusively available only to my subscribers. You can’t buy it in a store, and you can’t get it with any other promotion. But I’m giving it away as a FREE gift to thank you for your quick response membership today.
In this report, you’ll discover the heart of my bond trading strategy—much more in depth than I’ve discussed here. I’ll give you all the basics you need to understand the articles in The Yield Letter, and you’ll have the knowledge required to execute the types of trades we’ll be making.
I’ll also supply you with all the information you need to understand how the global bond markets function: what factors affect the prices, what trends we need to look out for, and what determines a good investment.
And just to make sure that you’re completely ready to enter into the world of bonds, I’ll supply you with a list of brokers, many of them personal friends of mine, who will be able to execute all of your bond trades.
All of this absolutely FREE to charter members of The Yield Letter.
So sign up for The Yield Letter today and get A Banker’s Secret plus the 3 ways to get paid if you subscribe for one year and 7 ways to get paid if you subscribe for two years.
That’s a total of up to 8 FREE reports that you can’t buy, much less even find any place else. This is the best risk free offer you’ll find anywhere!
The Million-Dollar Bond Trader You Can “Hire” for less than $1.37 a Day
Top bond traders on Wall Street can earn well in excess of a million dollars a year. But you won’t have to pay anything near that to put me to work as your bond advisor.
When you become a Charter Member of The Yield Letter, you can “hire” me to help you invest in bonds and other debt instruments favored by ultra-wealthy institutional and individual investors all year long—for a tiny fraction of what major banks used to pay me for the same ideas and advice.
The regular membership fee to join The Yield Letter is $695. Not “cheap”. But a bargain, when you consider that there is no other service equivalent to The Yield Letter—the ONLY newsletter that levels the playing field in bonds. No other publication brings you the exact same bond recommendations normally made available only to ultra-wealthy individual and institutional investors.
But here’s an even better deal: become a Charter Member of The Yield Letter today, and you pay only $499 for a full year of membership—a 27% discount off the full rate and savings of $196.
Think of it this way, it’s like having me as your private bond trader all year long...for the very modest ”salary” of less than $1.37 a day...about what you pay for a decent cup of coffee.
But you won’t pay even that much if The Yield Letter doesn’t make or save you at least TEN TIMES what you paid for it.
Join The Yield Letter Risk-Free as a Charter Member Today—and SAVE 27% off the Regular Rate
Okay. Let’s get down to brass tacks. When you accept my no-risk offer of a Charter Subscription to The Yield Letter, here’s what you get:
- Twice-monthly Yield Letter bulletin...delivered immediately to you online so you don’t have to wait for the mail to get in on my latest plays—the exact same types of investments I recommended to some of the wealthiest investors on the planet. Each issue of The Yield Letter brings you my best picks on taxable and tax-free debt instruments...bonds and bond funds...foreign, domestic, corporate, and municipal bonds...T-Bonds...preferred stocks...and more.
- Portfolios...each issue will give you my new picks as well as track, monitor, and update all positions in my bond portfolios.
- Weekly Commentary...here’s where I keep you up-to-date on any new developments in the bond markets and the global economy. Find out what’s going on in the world...which national economies are in the toilet...and what governments have economic recovery plans that are strong enough to be worthy of our hard-earned cash.
- Charter Subscriber’s Discount...as a Charter Member, you save hundreds of dollars off the regular subscription rate.
- Up to 8 Bonus Reports...these free reports will help you hit the ground running with my favorite picks—and you can download them today!
- Unlimited Web Access...password-protected 24/7 access to the Subscriber’s-Only Website—includes archives of all past issues, articles, alerts, special reports, and online portfolios.
- News Blasts...whenever there’s a new bond to buy, a position to sell, important market events, or other timely news between monthly issues, I will shoot you an immediate Blast via e-mail telling you what’s going on and what, if any, action you should take.
- Guaranteed Satisfaction...you must be 100% satisfied with The Yield Letter or you don’t pay a dime for it.
Bonds Could Have Made You $115,100 Richer after the Crash of 2000
From 2000 to 2002, the S&P 500 generated an average annual return of –14.8%
Had you invested $100,000 in S&P 500 at the beginning of 2000, your portfolio would have been worth only $61,222 by the end of 2002.
You would have lost more than a third of your money...putting you $38,778 in the hole.
And poof...in just 3 years, a good chunk of your retirement nest egg would have gone up in smoke!
But not if you had invested in my ultra-safe, high-yield, high-return plays instead.
By investing mostly in bonds and other debt instruments, I wound up with three consecutive years of 20.8% annual profits during the post-bubble burst of 2000 to 2002.
Had you invested $100,000 following my picks at the beginning of 2000, your portfolio would have grown to $176,322.
Bottom line: had you decided to get paid like my clients get paid, you would have become $115,100 richer than your friends and neighbors who stubbornly stuck with stocks instead!
My Unconditional 90-Day Guarantee of Satisfaction
I want to remove any remaining concern, hesitation, or risk you may have about trading bonds, bond funds, and other debt instruments favored by the ultra-wealthy investors.
And so, I invite you to receive The Yield Letter for a full 3 months...and then decide.
If for any reason...or for no reason...you are not 100% delighted with The Yield Letter, just let us know within 90 days for a prompt and full refund of your entire subscription fee.
After that, The Yield Letter must continue to make you stellar profits. If not, you may cancel at any time for a refund on the unused portion of your membership.
Of course, all issues and bonus materials received will be yours to keep, without further cost or commitment of any kind...my way of saying “thanks for giving The Yield Letter a try!”
To activate your no-risk Charter Subscription to The Yield Letter today, click below now:
Or call toll-free at 1-800-832-2330—and remember: there is no risk or obligation of any kind:
Sincerely,
 Neil George, Editor
Neil George’s The Yield Letter
P.S. Remember, reply now and get up to 8 FREE Bonus Reports:
To download all 8 FREE REPORTS immediately, with no commitment of any kind, just click below now:
|